Terms & Conditions

These Terms & Conditions (“Terms”) govern your use of the services provided by Cindy Villarraga (“we”, “us”, “our”), including access to our website, newsletter, and forms. By using our services, you agree to these Terms. Please read them carefully.

1. Services Provided

We provide newsletters, updates, and related communications to users who subscribe or submit information via our forms.

2. Eligibility

You must be at least 13 years old to use our services. By subscribing or using our forms, you confirm that you meet this requirement.

3. User Responsibilities

By using our services, you agree to:

• Provide accurate, current, and complete information in forms.
• Not use our services for unlawful, fraudulent, or harmful purposes.
• Respect intellectual property rights and not copy, distribute, or misuse content without permission.

4. Newsletter Subscription

When you subscribe to our newsletter, you agree to receive periodic emails. You may unsubscribe at any time by clicking the “unsubscribe” link included in each email.

5. Privacy

Your privacy is important to us. We collect personal information such as your email and phone number through our forms to provide services. We do not sell your personal data. For details on how we collect, use, and protect information, please review our Privacy Policy.

6. Intellectual Property

All content, logos, text, images, and materials made available through our services are the property of Cindy Villarraga unless otherwise stated. You may not use, copy, or distribute our content without prior written consent.

7. Limitation of Liability

We provide our services on an “as-is” and “as-available” basis. To the fullest extent permitted by law, we disclaim liability for any damages resulting from your use of or inability to use our services.

8. External Links

Our website or newsletters may contain links to external websites. We are not responsible for the content, practices, or policies of third-party sites.

9. Changes to Services and Terms

We reserve the right to modify, suspend, or discontinue any part of our services at any time. We may update these Terms periodically, and continued use of our services after updates constitutes your acceptance of the revised Terms.

10. Termination

We reserve the right to terminate or restrict your access to our services if we believe you have violated these Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the applicable jurisdiction where Cindy Villarraga operates, without regard to conflict of law principles.

12. Contact Information

If you have questions about these Terms, please contact:

Cindy Villarraga
Phone: +1 787-503-8838
Email: cindyvillarraga@gmail.com